Good paper on this topic: https://papers.ssrn.com/sol3/papers.cfm?abstract_id=4046264 https://papers.ssrn.com/sol3/papers.cfm?abstract_id=4046264 Chater, N.,

Good paper on this topic: https://papers.ssrn.com/sol3/papers.cfm?abstract_id=4046264 https://papers.ssrn.com/sol3/papers.cfm?abstract_id=4046264 Chater, N., & Loewenstein, G. (2022). The i-frame and the s-frame: How focusing on individual-level solutions has led behavioral public policy astray. Behavioral and Brain Sciences, 1–60. https://doi.org/10.1017/S0140525X22002023 https://doi.org/10.1017/S0140525X22002023