Fwiw, I have smartphone (iPhone 12 work mandated / provided, and a samsung note for myself), but I don't use it for banking, gym, shopping, payments, etc. Guess

Fwiw, I have smartphone (iPhone 12 work mandated / provided, and a samsung note for myself), but I don't use it for banking, gym, shopping, payments, etc. Guess I'm old school but Financial stuff I like to do on computer, for access I like physical tokens. Yes I print my air tickets! :-) I like to reduce my failure modes and I view my phone as disposable, even though tech companies want to equate it with my life / identity.