Every payment processor keeps the money for at least a short period of time. It's a trade-off between operational complexity (of many transfers), efficiency, ac

Every payment processor keeps the money for at least a short period of time. It's a trade-off between operational complexity (of many transfers), efficiency, accounting concerns, and fraud risk. There are reasons why you might want this as a customer though, if you take dollars but don't have a USD denominated account (perhaps due to being abroad, regulatory requirements, etc), then you might want more control over batched payouts, especially if your bank charges a conversion fee to receive foreign currency.