I think the whole chargeback thing is a bullshit excuse - it’s the customers that are abusing the chargeback, not the businesses. Why should they suffer for it.

I think the whole chargeback thing is a bullshit excuse - it’s the customers that are abusing the chargeback, not the businesses. Why should they suffer for it. If a customer abuses the chargeback feature, punish them, not an entire sector of industry. It’s lenders like Visa being precious about their own customer’s behavior and I have no sympathy whatsoever.