Insurance not being available could also be impacted by the huge increase in replacement costs due to inflationary pressures on real estate and repair costs; it

Insurance not being available could also be impacted by the huge increase in replacement costs due to inflationary pressures on real estate and repair costs; it could also be a conscious move to pressure lawmakers to pass more favorable laws. It could also be due to the increased populations moving to areas like coastal Florida where hurricanes have been sweeping in for thousands of years or Colorado where wildfires are part of the lifecycle of forests. Temperatures have fluctuated throughout history as have the ice levels in the arctic regions. People are certainly a factor, but there are general trends and cycles that earth follows as well. Depopulation may not greatly impact these incidents.