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There’s no tax on transactions between individuals by default. When dealing with business, banks can charge a small tax from business side only, but most banks
by rpgbr 3y ago
There’s no tax on transactions between individuals by default. When dealing with business, banks can charge a small tax from business side only, but most banks waive this fee for competitive reasons.
Pix is so well designed and nice to use that sometimes I wonder how it exists. It’s one of those futuristic things we could only dream about a few years ago.
- cassianoleal 3y agoTax == imposto (paid to the government) Fee == taxa, tarifa (paid to the bank) You seem to be conflating the two. :) There is no tax for Pix transactions. Some banks may charge a fee from businesses.
- haolez 3y agoI'm talking about a version of CPMF, but on Pix.
- cassianoleal 3y agoSorry, I'm confused. :) Are you talking about the existing B2B fees that some banks choose to waiver, or are you talking about a hypothetical future tax on pix transactions? CPMF was (allegedly) created as a token for customs and the central bank to monitor financial transactions. With Pix they have that "out of the box" so it would be harder to justify.
- haolez 3y agoHypothetical future tax on pix transactions.
- rpgbr 3y agoI was conflating the two indeed. My bad! Anyway, many banks don't charge fees on Pix for business accounts, which they could, due to competition. Also, for small, individual merchants/professionals (“MEI”, in Brazilian lingo), Pix is entirely free (from fees and taxes).
- cassianoleal 3y agoOh, you are the parent poster! :D That's why the sibling thread wasn't making much sense to me. :P I should learn to check usernames before responding.