There were doctors rubber stamping denials too. The US system is bad. The problem is that healthy people don't care and sick people are less likely to have the

There were doctors rubber stamping denials too. The US system is bad. The problem is that healthy people don't care and sick people are less likely to have the means to battle private corporations. So, it is better for the {evil corp} to get sued every so many years and pay some fines vs paying for the care.