I have been in the tank for Apple since the 80's. So no doubt I'm distorted but content. Financial transactions could become so streamlined that a "commerce fo

I have been in the tank for Apple since the 80's. So no doubt I'm distorted but content. Financial transactions could become so streamlined that a "commerce fob" is likely to emerge. That would be a credit card with a screen and buttons. Think about how streamlined all these tasks have become. Putting those in a single ROM that has a screen and is tied into some legitimate network will emerge. It is only out of convenience that these services are currently tied to a "phone".