The ideal government would be the ideal partner — unfortunately the governments of the world are far from ideal. So I can understand why you'd want to circumve

The ideal government would be the ideal partner — unfortunately the governments of the world are far from ideal. So I can understand why you'd want to circumvent them. But in the end, we do need government, and circumventing them just means eventually needing to re-create them. Which leads to the question: Do we fix the governments we have, or create new ones? It seems analagous to the rewrite-from-scratch fallacy. In the end, I can't see any way around fixing the world's governments. Educating the electorate, structural reform, all of it. So yeah. Currency and UBI seem like functions of governments to me too.