The apps of the banks often generates an OTP or intercept a push notification, ask for fingerprint and send an authorization response back to the server. I go t

The apps of the banks often generates an OTP or intercept a push notification, ask for fingerprint and send an authorization response back to the server. I go through that with each of my banks every time I login or make some money transfer. I got codes via SMS when I installed those apps and I had to prove that I owned the phone number I was associating with the app.