> They’re virtually unknown... I (and millions of other people) learned how to do a credit freeze after having our personal info leaked in the Equifax data bre

> They’re virtually unknown... I (and millions of other people) learned how to do a credit freeze after having our personal info leaked in the Equifax data breach of 2017: https://en.wikipedia.org/wiki/2017_Equifax_data_breach https://en.wikipedia.org/wiki/2017_Equifax_data_breach Having that credit freeze saved me from at least two attempted frauds since then - I was notified by two credit card issuers that credit card applications in my name that I had never made were rejected because my credit file was frozen.