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You can do this in America. It’s called a credit freeze. A problem is credit freezes can also be fraudulently lifted, but serve as a decent barrier for most run
by fnordpiglet 3y ago
You can do this in America. It’s called a credit freeze. A problem is credit freezes can also be fraudulently lifted, but serve as a decent barrier for most run of the mill mass frauds. They’re virtually unknown and require you to independent contact each individual credit bureaus to both freeze then unfreeze.
https://consumer.ftc.gov/articles/what-know-about-credit-freezes-fraud-alerts https://consumer.ftc.gov/articles/what-know-about-credit-fre...
- greenyoda 3y ago> They’re virtually unknown... I (and millions of other people) learned how to do a credit freeze after having our personal info leaked in the Equifax data breach of 2017: https://en.wikipedia.org/wiki/2017_Equifax_data_breach https://en.wikipedia.org/wiki/2017_Equifax_data_breach Having that credit freeze saved me from at least two attempted frauds since then - I was notified by two credit card issuers that credit card applications in my name that I had never made were rejected because my credit file was frozen.
- oxygen_crisis 3y agoI wish I wrote down the un-freeze PIN codes or stored them in Bitwarden when I did this six years ago. I'm dreading trying to recall the PINs I used when the time comes to un-freeze them. Still glad I did it, though. However burdensome the PIN recovery process will be, I'm sure it's less stress than dealing with fraud.