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Hey - this looks like a great project. Congratulations for getting to this point. I'm UK Based. I'm looking for a consumer facing replacement for (https://www.

Hey - this looks like a great project. Congratulations for getting to this point. I'm UK Based. I'm looking for a consumer facing replacement for (https://www.timeline.co/ https://www.timeline.co/) which is buggy and not really meant for non Financial Advisors. Kicking the tyres of this I'm running into an issue - not sure if this is a forum for bug reports/issues - if you'd prefer it elsewhere (discord?) I'm happy to do that. I've entered my data but my plan is cratering into bankruptcy long before it should. There are various questions I have about this but for starters, looking at the 'Cashflow' tab it seems that the two 'Assets' (property) that I entered (Fully Owned) seem to be automatically incurring yearly recurring fees. I already accounted for the various charges associated with these properties in my yearly expenses (1 catchall of 'general') but it seems that these assets rather than contributing to my NW are detracting from it by causing yearly expenses in the region of ~3.5% of the value of the asset. We don't have 'property taxes' in the UK, but this aside I seem to be unable to edit these properties in any way (when I entered them I was able to set estimated yearly appreciation of the asset value - but no way to edit the tax on them at the point on entry and no way to edit anything else relating to them within the 'Assets' tab of 'Current Finances'). Happy to help any debugging and contribute as this looks like a really solid project.

scubakid 3y ago
Thanks! And luckily I think I know what this is :) Sounds like you may just need to pay a visit to the Expenses subsection of the House form within the plan interface (Real Assets section beneath the primary chart in the Plan tab). If you've modeled those externally instead, then you can probably just zero-out the default assumptions for maintenance, insurance, property tax, etc.
- brooodie 3y ago
  Thanks for the quick reply - I just found it myself (this comment helped: https://news.ycombinator.com/item?id=36853067 https://news.ycombinator.com/item?id=36853067) Given it's come up twice maybe a UI tweak or prompt might be useful here but I'm loathed to give you any advice to you - this is superb work. Once I have more of a play I'll come back with any further thoughts. Thanks again
  - scubakid 3y ago
    Agreed. That question comes up often enough that I should really find a way to draw more attention to those embedded expenses during the plan creation process. That said, too many dialogs and "hey, look at this" indicators can become obtrusive after a certain point though, so it's always a balancing act.

scubakid 3y ago

Thanks! And luckily I think I know what this is :) Sounds like you may just need to pay a visit to the Expenses subsection of the House form within the plan interface (Real Assets section beneath the primary chart in the Plan tab). If you've modeled those externally instead, then you can probably just zero-out the default assumptions for maintenance, insurance, property tax, etc.

brooodie 3y ago
Thanks for the quick reply - I just found it myself (this comment helped: https://news.ycombinator.com/item?id=36853067 https://news.ycombinator.com/item?id=36853067) Given it's come up twice maybe a UI tweak or prompt might be useful here but I'm loathed to give you any advice to you - this is superb work. Once I have more of a play I'll come back with any further thoughts. Thanks again
- scubakid 3y ago
  Agreed. That question comes up often enough that I should really find a way to draw more attention to those embedded expenses during the plan creation process. That said, too many dialogs and "hey, look at this" indicators can become obtrusive after a certain point though, so it's always a balancing act.