"Optimism Bias" is a pretty well-accepted term in the research, and it's defined in here, which I cited: https://www.cell.com/current-biology/pdf/S0960-9822(11

"Optimism Bias" is a pretty well-accepted term in the research, and it's defined in here, which I cited: https://www.cell.com/current-biology/pdf/S0960-9822(11)01191-2.pdf https://www.cell.com/current-biology/pdf/S0960-9822(11)01191... It means having a more positive view of your prospects than is warranted. Also, considering the risks to be less than they actually are ("it won't happen to me!"). What you're talking about is complacency.