Maybe? For some people? I dunno, that sounds like it would mostly be worse for me, to have fewer points and fewer places that take cards. But even if it's bette

Maybe? For some people? I dunno, that sounds like it would mostly be worse for me, to have fewer points and fewer places that take cards. But even if it's better, it definitely doesn't seem "solved" to me... I think "solved" would be more like, fraud protection without credit, competition among card processing network driving merchant costs to access a network very low, people almost entirely using convenient fraud-protected debit cards like cash.