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Thanks for the detailed feedback! I appreciate you checking out the tool. And sorry to hear you ran into trouble with the sandbox. It should warn about unsaved

Thanks for the detailed feedback! I appreciate you checking out the tool. And sorry to hear you ran into trouble with the sandbox. It should warn about unsaved data if you try to close the tab. Did that not happen in your case? In the past, if you closed it, that was that. But a couple people slipped through the cracks and said it would have been much better if a recovery mechanism existed. So now it does haha... but maybe there's a way it can strike a better tone? FWIW I also love the idea of a time-based restore system, I just couldn't think of a good way to implement it that wouldn't be easy to tamper with (within the context of the current architecture anyway). For RSU grants, folks usually model the amounts they expect to vest in each year. The Advanced change-over-time editor may be helpful. For mega backdoor, would a Roth 401k cash-flow priority with custom limit be helpful? In the long-run though, I'd like to have a more formal option to make this easier. For rental properties, this is where the Generate Income option on a House asset (real assets column) comes into play. The best experience here is if you have the premium features and set tax estimation to US mode. If you want to kick the tires on that, I do offer extended free trials and/or general discounts on top of the default trial period. Oh right, and the effective tax rate metric is customizable. Do you currently have that set to include things like local/property taxes?

tverbeure 3y ago
> ... it would have been much better if a recovery mechanism existed I didn't get a warning and it's definitely better to have a recovery mechanism... if you can use it. > I just couldn't think of a good way to implement it that wouldn't be easy to tamper with I wouldn't initially waste time trying to address those who'd go through the effort of tampering with it. It's something to address when you have proof that it's a real problem. > this is where the Generate Income option on a House asset (real assets column) comes into play. I missed that. > Oh right, and the effective tax rate metric is customizable. I played around a bit with tax rates, but I definitely did not enter anything close to 60%. > Do you currently have that set to include things like local/property taxes? I don't know. I couldn't restore the data!
- scubakid 3y ago
  What browser/OS? (unless you'd rather not share, that's fine too). I just re-tested chrome, safari, and firefox on Mac OS and seems like the close tab warning works as expected. That being said, it's always possible there's some specific flow that's not handled properly, so I'd be curious to hear more details if you remember. To clarify what I meant on the recovery mechanism, the current implementation is what folks had asked for. afaik it does work(?), but does currently require signing up for the free trial. No worries if that's not for you though; and FWIW you could be right that perhaps it would be better to have a non-tamper-proof time-based permissive restore system if it would reduce friction in the average case. My guess on effective tax rate is it was likely including property taxes. Adding those to the numerator during retirement when taxable income is usually lower could drive up that number.
  - tverbeure 3y ago
    It was Win10/Chrome. Definitely did not see a warning (though I was aware that the data would be lost.) > ... but does currently require signing up for the free trial. I don't remember the exact working. Did it explicitly mention the free trial in the data recovery dialog? > My guess on effective tax rate is it was likely including property taxes. Adding those to the numerator during retirement when taxable income is usually lower could drive up that number. That's possible. I didn't fill anything related to property taxes, so it was probably implied? With CA proposition 13 (which caps the property tax increase), the property tax on rentals will be low compared to property value when you've owned the property for decades (as would be the case when you're in retirement.)
    - scubakid 3y ago
      Oh dang, you're right! I thought the recovery process made the free trial aspect clear, but it's not explicit enough if you bail without viewing the upgrade page. I've taken a note to improve the copy.

tverbeure 3y ago

> ... it would have been much better if a recovery mechanism existed I didn't get a warning and it's definitely better to have a recovery mechanism... if you can use it. > I just couldn't think of a good way to implement it that wouldn't be easy to tamper with I wouldn't initially waste time trying to address those who'd go through the effort of tampering with it. It's something to address when you have proof that it's a real problem. > this is where the Generate Income option on a House asset (real assets column) comes into play. I missed that. > Oh right, and the effective tax rate metric is customizable. I played around a bit with tax rates, but I definitely did not enter anything close to 60%. > Do you currently have that set to include things like local/property taxes? I don't know. I couldn't restore the data!

scubakid 3y ago
What browser/OS? (unless you'd rather not share, that's fine too). I just re-tested chrome, safari, and firefox on Mac OS and seems like the close tab warning works as expected. That being said, it's always possible there's some specific flow that's not handled properly, so I'd be curious to hear more details if you remember. To clarify what I meant on the recovery mechanism, the current implementation is what folks had asked for. afaik it does work(?), but does currently require signing up for the free trial. No worries if that's not for you though; and FWIW you could be right that perhaps it would be better to have a non-tamper-proof time-based permissive restore system if it would reduce friction in the average case. My guess on effective tax rate is it was likely including property taxes. Adding those to the numerator during retirement when taxable income is usually lower could drive up that number.
- tverbeure 3y ago
  It was Win10/Chrome. Definitely did not see a warning (though I was aware that the data would be lost.) > ... but does currently require signing up for the free trial. I don't remember the exact working. Did it explicitly mention the free trial in the data recovery dialog? > My guess on effective tax rate is it was likely including property taxes. Adding those to the numerator during retirement when taxable income is usually lower could drive up that number. That's possible. I didn't fill anything related to property taxes, so it was probably implied? With CA proposition 13 (which caps the property tax increase), the property tax on rentals will be low compared to property value when you've owned the property for decades (as would be the case when you're in retirement.)
  - scubakid 3y ago
    Oh dang, you're right! I thought the recovery process made the free trial aspect clear, but it's not explicit enough if you bail without viewing the upgrade page. I've taken a note to improve the copy.