I keep two accounts for my payroll deposits... one which is my day to day usage (fuel, food, entertainment, etc) and the other where bills get paid from. I als

I keep two accounts for my payroll deposits... one which is my day to day usage (fuel, food, entertainment, etc) and the other where bills get paid from. I also keep my large bills and credit cards not autopay. So I have to actually go in at least once a month to pay the mortgage, car payments, and pay off CC. It helps for awareness, but not actively tracking sometimes makes it surprising how much gets spent in a month.