It's a game theory problem: nobody wanted to foot the bill on their side, endlessly punting and waiting for others to foot it for them. End result is that now

It's a game theory problem: nobody wanted to foot the bill on their side, endlessly punting and waiting for others to foot it for them. End result is that now everyone foots a different, worse bill, yet will still have to foot the previous bill because the workarounds have their limits when the attrition game pans out.