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When I pay with cash, all purchases are essentially rounded up to the Dollar, since I will literally never end up spending my change anywhere once it enters coi

When I pay with cash, all purchases are essentially rounded up to the Dollar, since I will literally never end up spending my change anywhere once it enters coin form.

CaliforniaKarl 3y ago
I'm curious: Do you go grocery-shopping yourself? If yes, do you use a self-checkout option? And if yes, does it support paying with cash? In my case, the answer to all the above is "yes", and I found paying with cash is a good way of getting rid of the change that I've built up. Every self-checkout I've come across that supports cash will also support splitting payments, allowing me to pay the rest with credit card.
- brewdad 3y ago
  While that's certainly an option, it would require both that I remember to grab my accumulated coins before leaving for the shop and that I spend extra time feeding them into the machine. These friction points will probably lead me to my current path of least resistance, tossing my coins into a container on my dresser and dealing with them about once a decade when it fills up.
  - pests 3y ago
    Self checkout machines around me have just a port you dump all the coins in at once and it counts them up.
- theandrewbailey 3y ago
  I started doing that a year or two ago. A self checkout won't get angry with you for pulling out a bunch of change and having to count it. And I'm usually shopping during off hours (~9 PM), so no one else is around to get annoyed either.
- OkayPhysicist 3y ago
  The time spent handling small coins is actually worth more than the coins themselves. If you value your free time somewhere in the ballpark of $80/hr, then you should spend no more than 2 seconds acquiring, maintaining possession of, and then spending, a nickel. IMO, that makes anything less than a quarter worthless.
- deleted 3y ago
  [deleted]
- ketralnis 3y ago
  Same, I take all of my coins to the grocery store and dump them in before finishing off whatever's left with my card. It takes some time to get the machine to take them all so I don't do it if there's a queue behind me but otherwise it's great for quickly getting rid of the coins without them just vanishing into the aether. I also have a corner store that loves to get my coins. I suspect he has to make awkward change more often than a big-box store does because when I pull out my $3 in quarters before breaking out the paper bills he always thanks me for it

When I pay with cash, all purchases are essentially rounded up to the Dollar, since I will literally never end up spending my change anywhere once it enters coin form.

CaliforniaKarl 3y ago

I'm curious: Do you go grocery-shopping yourself? If yes, do you use a self-checkout option? And if yes, does it support paying with cash? In my case, the answer to all the above is "yes", and I found paying with cash is a good way of getting rid of the change that I've built up. Every self-checkout I've come across that supports cash will also support splitting payments, allowing me to pay the rest with credit card.

brewdad 3y ago
While that's certainly an option, it would require both that I remember to grab my accumulated coins before leaving for the shop and that I spend extra time feeding them into the machine. These friction points will probably lead me to my current path of least resistance, tossing my coins into a container on my dresser and dealing with them about once a decade when it fills up.
- pests 3y ago
  Self checkout machines around me have just a port you dump all the coins in at once and it counts them up.
theandrewbailey 3y ago
I started doing that a year or two ago. A self checkout won't get angry with you for pulling out a bunch of change and having to count it. And I'm usually shopping during off hours (~9 PM), so no one else is around to get annoyed either.
OkayPhysicist 3y ago
The time spent handling small coins is actually worth more than the coins themselves. If you value your free time somewhere in the ballpark of $80/hr, then you should spend no more than 2 seconds acquiring, maintaining possession of, and then spending, a nickel. IMO, that makes anything less than a quarter worthless.
deleted 3y ago
[deleted]
ketralnis 3y ago
Same, I take all of my coins to the grocery store and dump them in before finishing off whatever's left with my card. It takes some time to get the machine to take them all so I don't do it if there's a queue behind me but otherwise it's great for quickly getting rid of the coins without them just vanishing into the aether. I also have a corner store that loves to get my coins. I suspect he has to make awkward change more often than a big-box store does because when I pull out my $3 in quarters before breaking out the paper bills he always thanks me for it