This is not US-specific, you get the same thing (insurance on purchases, perks for spending money, credit rating) in the EU, just to a much smaller degree. Cre

This is not US-specific, you get the same thing (insurance on purchases, perks for spending money, credit rating) in the EU, just to a much smaller degree. Credit cards also have some benefits in the case of theft over debit cards, because of how they work.