Notice they didn't mention how incredibly outdated all these applications are? Our financial money transfer system is an ancient joke. The IRS has systems that

Notice they didn't mention how incredibly outdated all these applications are? Our financial money transfer system is an ancient joke. The IRS has systems that are hopelessly out of date and limited in capabilities. It's really easy and safe to sign a contract for a newer mainframe; porting a legacy app is fraught. Middle-upper management goes for what's safe, not what could torpedo their career. The hardware might be whiz-bang but the legacy applications are slow, outdated, and extremely hampered in functionality. In my state, the birth records system is electronic, and so is our RMV. But in order to get a RealID, I had to get a paper copy printed out to bring to the RMV because they can not, or will not, integrate the two systems. Meanwhile other countries have things like electronic ID cards with personal certs so you can electronically sign documents and identify yourself. The whole thing is a giant puff piece for IBM, reading like a sales presentation transcript.