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“I spent $100 on incidentals” Vs “I spent $100 on pizza and beer” Cash doesn’t sit there in your ledger month after month reminding you of your weakness. Ins
by mingus88 3y ago
“I spent $100 on incidentals”
Vs
“I spent $100 on pizza and beer”
Cash doesn’t sit there in your ledger month after month reminding you of your weakness. Instead you have a generic line-item that doesn’t threaten your ego; it could be anything.
You will never know you spent $1200 a year on junk food and booze. It’s just some vague category you can safely manage.
- brewdad 3y agoAbout the only place I spend cash regularly is the farmers market. I typically take out 80-120 dollars on my way to the market and come home with anywhere from 0-60 dollars and a pile of produce. I also probably bought coffee and something for breakfast. As far as spending goes, I know the money probably went towards food (or was it flowers or some crafty thing?) but it's really just a black hole where I ultimately end up categorizing it as "cash spending" in my budget software rather than trying to rebuild where exactly it went. Credit cards work much better for me.