3 ms·

Obviously you pay cash so it doesn't affect your social credit score. I always pay cash at the bar- it's an easy way to realize you're spending too much compar

Obviously you pay cash so it doesn't affect your social credit score. I always pay cash at the bar- it's an easy way to realize you're spending too much compared to just opening a tab. Plus you don't get stuck closing out if you wait too long.

mdp2021 3y ago
"social credit score"?
- adastra22 3y ago
  [flagged]
  - mdp2021 3y ago
    The poster wrote «of course» (taking something for granted) and «you», suggesting an universal context, valid for "everyone". Not just places in which the practice is established.
    - deleted 3y ago
      [deleted]
- hooverd 3y ago
  Ok, I live in the US, we don't have one of those. We do have a bunch of companies, insurers and otherwise, that want to assign some sort of risk score to you. Credit card companies will happily part way with transaction data. *If you're wondering: I have a credit card. I don't really care if some data broker knows that I bought pants or paid my water bill.
  - mdp2021 3y ago
    In Europe, all electronic transactions are shared between at least a dozen unclear public-private entities. I am not aware of a "social credit score" around these parts, but I do not have cards and I do very strictly care that privacy remains respected.
jjice 3y ago
Agreed. It's a good way to create a hard limit. It's also just a lot faster in a setting like that and I can just hand them the cash with tip included and leave, hard capping the drinks for the benefit of my wallet and my health.
Larrikin 3y ago
Or just pay as you go with your credit card as there really is no upside to opening a tab or paying in cash if you have a credit card. If the bar is so busy that you think you're saving time by paying in cash, you're wasting that time else where by going to the ATM and making sure you have the right collection of bills to pay in exact change. If you're getting change even once then you're making the server spend even longer on the return trip to you by having to get the exact bills and change needed for you, instead of tapping your card. You also don't get the credit card rewards, which for someone with a good mix of cards is easily thousands of dollars at the end of the year added up over all the transactions. Bars and restaurants are established high reward categories. $20 to $50 in my wallet usually lasts me a month or more at this point. There are a few well established bars and restaurants that force the burden on the customer by not accepting cards, but they nearly always have an on-site ATM. Many of them that are not outright amazing and lived on by their reputation from their longevity have started taking cards. Nobody would even dream of opening a new place that was cash only.
- hooverd 3y ago
  I keep a good mix of ones, fives, and tens. I also use a credit card for most expenses.
  - brewdad 3y ago
    I use cash so rarely that I end up at the bar (or wherever) with a stack of 20s.
  - OkayPhysicist 3y ago
    I also use a CC for most expenses, but besides small bills, I like to have a handful of large bills (1 or 2 hundreds, a fifty, a handful of twenties) because large bills are a great way to ask for favors. Nobody's going to remember a 10 you hand them, but a 20 is going to stay in their head. A fifty or hundred is going to sit in their wallet, and be a recurring reminder. My rule of thumb is that asking someone to commit to doing something they probably would have done for free is a twenty, asking someone to bend the rules a bit through inaction is a fifty, and asking someone to act in my favor in exception to the rules is a hundred.
jollyllama 3y ago
Basically correct. People do this to avoid detection from surveillance. Including, for some, their spouse.

mdp2021 3y ago

"social credit score"?

adastra22 3y ago
[flagged]
- mdp2021 3y ago
  The poster wrote «of course» (taking something for granted) and «you», suggesting an universal context, valid for "everyone". Not just places in which the practice is established.
  - deleted 3y ago
    [deleted]
hooverd 3y ago
Ok, I live in the US, we don't have one of those. We do have a bunch of companies, insurers and otherwise, that want to assign some sort of risk score to you. Credit card companies will happily part way with transaction data. *If you're wondering: I have a credit card. I don't really care if some data broker knows that I bought pants or paid my water bill.
- mdp2021 3y ago
  In Europe, all electronic transactions are shared between at least a dozen unclear public-private entities. I am not aware of a "social credit score" around these parts, but I do not have cards and I do very strictly care that privacy remains respected.

jjice 3y ago

Agreed. It's a good way to create a hard limit. It's also just a lot faster in a setting like that and I can just hand them the cash with tip included and leave, hard capping the drinks for the benefit of my wallet and my health.

Larrikin 3y ago

Or just pay as you go with your credit card as there really is no upside to opening a tab or paying in cash if you have a credit card. If the bar is so busy that you think you're saving time by paying in cash, you're wasting that time else where by going to the ATM and making sure you have the right collection of bills to pay in exact change. If you're getting change even once then you're making the server spend even longer on the return trip to you by having to get the exact bills and change needed for you, instead of tapping your card. You also don't get the credit card rewards, which for someone with a good mix of cards is easily thousands of dollars at the end of the year added up over all the transactions. Bars and restaurants are established high reward categories. $20 to $50 in my wallet usually lasts me a month or more at this point. There are a few well established bars and restaurants that force the burden on the customer by not accepting cards, but they nearly always have an on-site ATM. Many of them that are not outright amazing and lived on by their reputation from their longevity have started taking cards. Nobody would even dream of opening a new place that was cash only.

hooverd 3y ago
I keep a good mix of ones, fives, and tens. I also use a credit card for most expenses.
- brewdad 3y ago
  I use cash so rarely that I end up at the bar (or wherever) with a stack of 20s.
- OkayPhysicist 3y ago
  I also use a CC for most expenses, but besides small bills, I like to have a handful of large bills (1 or 2 hundreds, a fifty, a handful of twenties) because large bills are a great way to ask for favors. Nobody's going to remember a 10 you hand them, but a 20 is going to stay in their head. A fifty or hundred is going to sit in their wallet, and be a recurring reminder. My rule of thumb is that asking someone to commit to doing something they probably would have done for free is a twenty, asking someone to bend the rules a bit through inaction is a fifty, and asking someone to act in my favor in exception to the rules is a hundred.

jollyllama 3y ago

Basically correct. People do this to avoid detection from surveillance. Including, for some, their spouse.