I've been with Deutsche Bank for 14 years and it has been mostly smooth sailing. Some things require calling my account manager and/or driving to their local of

I've been with Deutsche Bank for 14 years and it has been mostly smooth sailing. Some things require calling my account manager and/or driving to their local office with my ID card and their contract forms are ridiculously lengthy, but overall I can't remember any major issue. I use the Banking4 app for online access and import into Agenda bookkeeping. For Sepa deductions from my customers, I can import CSV files through Banking4 and then submit them with HBCI. Oh and don't be afraid to ask for rebates. Good behaviour in the past may allow you to get lower fees, because then you're lower risk for them.