I kind of see where you are coming from, because it's true that every alternative to passwords that seems to be gaining traction right now is horribly complicat

I kind of see where you are coming from, because it's true that every alternative to passwords that seems to be gaining traction right now is horribly complicated. Webauthn and passkeys are like the IPv6 of security upgrades. Waaaaay, way more than is needed to improve upon the security of passwords. Now, the rest of your argument kinda sucks, sorry to say. There are things we can do to make everyone's personal information more secure. Using childhood clubhouse password "technology" is not cutting it. We can definitely do better than shared secrets that get leaked to the whole internet on the regular. We can be more secure with an easier to use UI. Yes, people will still get pwned, but less people will, the bad guys will have to work harder.