I like some form of “work” but I like to work on my own terms. The more money I have up to a certain amount, the less I have to worry about taking a job I don’t

I like some form of “work” but I like to work on my own terms. The more money I have up to a certain amount, the less I have to worry about taking a job I don’t want. I’m currently in academia, so I don’t make that much money but fortunately do make enough. And I get to work on stuff which isn’t quite what I’d like, but close enough; and the job isn’t very demanding and I have free time, so I can also do the kind of work that I want. I do want more stability though, better income means I can save money and academia is opaque and uncertain