The Ideal platform is essentially an agreement between banks to process payments from a trusted, third party processor, who collects fees from the seller. What

The Ideal platform is essentially an agreement between banks to process payments from a trusted, third party processor, who collects fees from the seller. What I just described is also what Visa and Mastercard are. While the graphic might be nice marketing for Ideal, I wouldn't categorize it as separate from debit/credit card.