My banking apps ask only for my fingerprint, or a short PIN if biometrics are not available. You could call that “logging in”, but it’s certainly not as serious

My banking apps ask only for my fingerprint, or a short PIN if biometrics are not available. You could call that “logging in”, but it’s certainly not as serious of a log-in as you would have on the web (with a username and a password, and if the computer is unrecognized, authentication on the phone).