One can use machine learning and AI to evade culpability: for instance, if you want to debank a group of people, just have an AI tool to calibrate the score for

One can use machine learning and AI to evade culpability: for instance, if you want to debank a group of people, just have an AI tool to calibrate the score for risk, then debank them. Now banks/financial institutions can hide behind that AI tool. We will see more of this in coming years: use algorithms to deny access to people the ruling party or the elite don't like; when confronted, the elite say "we are not doing that, but algorithms are doing it".