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This feels so unfair, like the insurance company is just looking for an excuse to break with this person.

• happytiger 3y ago
  That’s exactly what they are doing. They are profiling for risk and thinning their portfolio with anything aberrant or risk-inducing. Insurance companies also use location data for this. All of the data people aren’t concerned about losing on social networks and cell providers is being used for these purposes too. And it’s really just started since 2018 or so to get implemented in insurance companies. The insurance companies are always looking for mitigation technologies that help reduce portfolio risk. Their biggest problems have been dealing with the tidal wave of data and determining what data is worth using for evaluation purposes, but from what I’ve seen they’re starting to figure it out. Might seem arbitrary to drop some guy for his cluttered yard, but it’s so very not. Just wait, without guaranteed rights to privacy it’s going to be a pretty massive tidal wave of “personalized insurance rates” based on a plethora of data people can’t quite conceive of at the moment.