If the government has to step in and fix your industry, you have failed. I'm fine with an alternative that's also free. No need to pay me when I use the servic

If the government has to step in and fix your industry, you have failed. I'm fine with an alternative that's also free. No need to pay me when I use the service. Should I be feeling sorry for the poor banks that were too greedy to come up with this new payment solution? I'll try.