That's not really a 'card processing fee'. That would be more accurately called a commission on a foreign currency exchange. Having said that, the overall cost

That's not really a 'card processing fee'. That would be more accurately called a commission on a foreign currency exchange. Having said that, the overall cost could possibly be a combination of both the foreign exchange fee and a card processing fee. If you used PayPal, you actually used two or more banking institutions for the one transaction: Paypal takes a commission, your bank charges you a card processing fee, and somewhere or other there's a foreign currency exchange fee. All jokes aside, it may sometimes be cheaper to use a Travel Agent for foreign airlines. It pays to do your 'due diligence' whatever the transaction might be. Another thing that you could take into account is which end of the transaction will be cheaper with Foreign Exchange commissions: Is it cheaper to buy (say) US dollars in Australia and send the overseas entity US Dollars, or is it cheaper to send Australian Dollars overseas and get the Currency Conversion done in the States? * Be especially careful when prices are quoted in "dollars" that you find out which dollars are being talked about. Just a straight rough and ready calculation shows you that one US dollar is about $1.50 Australian, without taking into account any exchange fees, or bank handling fees. I'll just say that one more time: It pays to do your 'due diligence' whatever the transaction might be. === * In cases like this you might find, for instance, that the Australian bank will charge you commission on the conversion and only charge a $6 transfer fee. Or you might send Aussie dollars overseas, the bank doesn't get any conversion commission from you, so charges you a $22 transfer fee. [True example!]