It's their job. https://www.federalreserve.gov/supervisionreg/topics/capital.htm https://www.federalreserve.gov/supervisionreg/topics/capital... The private c

It's their job. https://www.federalreserve.gov/supervisionreg/topics/capital.htm https://www.federalreserve.gov/supervisionreg/topics/capital... The private club Federal Reserve branch in SFO was supposed to regulate SVB which had C-level executive on BoD of the regulator. The regulator failed to take prompt corrective action when SVB had capital inadequacy. SVB subsequently, months later, had inadequate capital to continue operating.