This article has North Carolina ranked at 25th in the list of most disaster prone states: https://moneywise.com/insurance/home/most-disaster-prone-states https:

This article has North Carolina ranked at 25th in the list of most disaster prone states: https://moneywise.com/insurance/home/most-disaster-prone-states https://moneywise.com/insurance/home/most-disaster-prone-sta... So if you aren't going to build anything high risk in North Carolina, skip Minnesota, Alaska, Nebraska, West Virginia, Missouri, Arkansas, Kansas, Tennessee, Kentucky, South Dakota, Mississippi, Montana, Alabama, Nevada, Colorado, Louisiana, Arizona, New York, New Mexico, Oregon, Florida, Washington, Oklahoma, California, and Texas as well.