In the US at least, I don't trust that the government will do anything meaningful preemptively - they don't have a great track record (with regards to climate c

In the US at least, I don't trust that the government will do anything meaningful preemptively - they don't have a great track record (with regards to climate change) in recent decades. Instead, it will likely be the insurance companies that dictate how/if things are rebuilt when catastrophes strike. Rebuilding won't be an option when no insurer will issue a policy for houses, office buildings, manufacturing, etc due to the expected future consequences of climate change. It's already starting to happen in Florida with multiple major insurance companies pulling out of the state.