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I'm not a parent myself so maybe I'm talking out of my ass here. but how is this even possible? my parents never gave me direct access to a credit card as a ch

I'm not a parent myself so maybe I'm talking out of my ass here. but how is this even possible? my parents never gave me direct access to a credit card as a child. eventually I got a debit card to spend my own allowance chore money, but if I blew it all in something dumb that was my own problem. no pizza/movies with friends until I built it back up

kindatrue 3y ago
If you're not careful about in app payment settings, your kid can rack big bills with just a few taps. I know parents in Silicon Valley who have had this happen.
bamfly 3y ago
Set up store on device before kids, or when they're very young and not gaming. Do not set require-password because putting it in with a controller for every single should-be-locked-to-kids action is very slow and annoying. Forget to change that when the kids start messing with the device.
RajT88 3y ago
I'm trying to find something which explains it clearly (so I could be wrong), but I don't think you can give a person the ability to hail Uber rides without also giving them the ability to do microtransactions in a mobile game. The former is highly useful for parents and from what I can tell very common, not just for independence, but also safety reasons.
- asah 3y ago
  ? just enter your credit card info into Uber separately from other apps? also, there's credit cards that require approval for each transaction: https://www.google.com/search?q=parental+control+credit+cards https://www.google.com/search?q=parental+control+credit+card...
- scarface_74 3y ago
  Yes, you can. Uber doesn’t go through in app purchases (Apple gets a 30% cut). You have to set up a separate account with payment information. On iOS devices, you can use Apple Pay for Uber (standard credit card charges). But I doubt many parents are putting a credit card on their child’s phone where they can just tap to pay at any store.
hiatus 3y ago
When you were a kid your N64 wasn't hooked up to the internet with an app-store to which a credit card was already provided to pay for your monthly multiplayer-access subscription.
- johnnyanmac 3y ago
  no but my cable was. My parents sure made sure I couldn't enter a password and buy those totally educational biology documentary channels I was curious about. Even then, any and all payment options on my phone are bound to a password, I make sure I have to enter that password or fingerprint every single time.I do find it a bit strange that others, especially with young kids, wouldn't have similar securities. I'd probably be even more secure if I did.
indymike 3y ago
For a long time, there were not parental controls on purchases, and some platforms would force you to lie about age, and give access to the family card to allow children to play games (that were clearly not adult content). Some may still have that antipattern. Parent friendliness by app store: Amazon(best), Apple(meh), Google(beware yer wallet)
PaulHoule 3y ago
My sister-in-law who is an elementary school teacher and a good parent in many respects would let her preverbal toddlers play with her phone which is problematic in many respects.
lozenge 3y ago
The kid's phone was set up against the parent's account and the stored payment methods were applied. Or the kid was borrowing the parent's phone. Kids apps pull/pulled all sorts of tricks to prevent people from understanding the modal purchase confirmation dialog (eg https://www.mactrast.com/2019/04/apple-adds-an-extra-confirmation-prompt-to-in-app-subscription-purchases/ https://www.mactrast.com/2019/04/apple-adds-an-extra-confirm... )
err4nt 3y ago
I would have to beg my dad to use his credit card to make an online purchase, even if I had the cash equivalent in my hand to give to him right then! If I new kids would be using any device I would make sure it had no payment information accessible. Which may mean the inconvenience of adding and removing payment information before and after making purchases. I can't imagine letting a child have access to a device which can spend your money, it's essentially like letting them hold your wallet, and we probably wouldn't trust them to do that if they were in an arcade, or theatre, or shopping mall, etc.
- OkayPhysicist 3y ago
  I remember buying my Runescape memberships and eventually Minecraft that way. Not having the freedom to spend my own money on the things that I actually wanted was weird.
watwut 3y ago
Sometimes it is simply parents game console or parents stream account. For years. Then, one they they borrow it to kiddo and just don't realize the risk, because they have been buying last time months ago.

kindatrue 3y ago

If you're not careful about in app payment settings, your kid can rack big bills with just a few taps. I know parents in Silicon Valley who have had this happen.

bamfly 3y ago

Set up store on device before kids, or when they're very young and not gaming. Do not set require-password because putting it in with a controller for every single should-be-locked-to-kids action is very slow and annoying. Forget to change that when the kids start messing with the device.

RajT88 3y ago

I'm trying to find something which explains it clearly (so I could be wrong), but I don't think you can give a person the ability to hail Uber rides without also giving them the ability to do microtransactions in a mobile game. The former is highly useful for parents and from what I can tell very common, not just for independence, but also safety reasons.

asah 3y ago
? just enter your credit card info into Uber separately from other apps? also, there's credit cards that require approval for each transaction: https://www.google.com/search?q=parental+control+credit+cards https://www.google.com/search?q=parental+control+credit+card...
scarface_74 3y ago
Yes, you can. Uber doesn’t go through in app purchases (Apple gets a 30% cut). You have to set up a separate account with payment information. On iOS devices, you can use Apple Pay for Uber (standard credit card charges). But I doubt many parents are putting a credit card on their child’s phone where they can just tap to pay at any store.

hiatus 3y ago

When you were a kid your N64 wasn't hooked up to the internet with an app-store to which a credit card was already provided to pay for your monthly multiplayer-access subscription.

johnnyanmac 3y ago
no but my cable was. My parents sure made sure I couldn't enter a password and buy those totally educational biology documentary channels I was curious about. Even then, any and all payment options on my phone are bound to a password, I make sure I have to enter that password or fingerprint every single time.I do find it a bit strange that others, especially with young kids, wouldn't have similar securities. I'd probably be even more secure if I did.

indymike 3y ago

For a long time, there were not parental controls on purchases, and some platforms would force you to lie about age, and give access to the family card to allow children to play games (that were clearly not adult content). Some may still have that antipattern. Parent friendliness by app store: Amazon(best), Apple(meh), Google(beware yer wallet)

PaulHoule 3y ago

My sister-in-law who is an elementary school teacher and a good parent in many respects would let her preverbal toddlers play with her phone which is problematic in many respects.

lozenge 3y ago

The kid's phone was set up against the parent's account and the stored payment methods were applied. Or the kid was borrowing the parent's phone. Kids apps pull/pulled all sorts of tricks to prevent people from understanding the modal purchase confirmation dialog (eg https://www.mactrast.com/2019/04/apple-adds-an-extra-confirmation-prompt-to-in-app-subscription-purchases/ https://www.mactrast.com/2019/04/apple-adds-an-extra-confirm... )

err4nt 3y ago

I would have to beg my dad to use his credit card to make an online purchase, even if I had the cash equivalent in my hand to give to him right then! If I new kids would be using any device I would make sure it had no payment information accessible. Which may mean the inconvenience of adding and removing payment information before and after making purchases. I can't imagine letting a child have access to a device which can spend your money, it's essentially like letting them hold your wallet, and we probably wouldn't trust them to do that if they were in an arcade, or theatre, or shopping mall, etc.

OkayPhysicist 3y ago
I remember buying my Runescape memberships and eventually Minecraft that way. Not having the freedom to spend my own money on the things that I actually wanted was weird.

watwut 3y ago

Sometimes it is simply parents game console or parents stream account. For years. Then, one they they borrow it to kiddo and just don't realize the risk, because they have been buying last time months ago.