I pay for healthcare and retirement myself. Retirement is great because you can put a lot more in than you can via 401K or IRA. I don't contract anymore becaus

I pay for healthcare and retirement myself. Retirement is great because you can put a lot more in than you can via 401K or IRA. I don't contract anymore because the compensation is worse than it used to be unfortunately. It used to pay roughly 2x a salary and now I don't think you can even make as much as salary. This was for being essentially augmented staff.