No, your savings are only worth more over time if interest rates are greater than inflation. It doesn't matter if the are low or high in this case, just that t

No, your savings are only worth more over time if interest rates are greater than inflation. It doesn't matter if the are low or high in this case, just that they beat inflation. This is practically never the case, because the market would never hand out such arbitrage. I'm speaking about risk free interest rates in a traditional savings account (because that is what it sounded like you are referring to). The only way you can beat inflation is by taking on more risk such as investing in the stock market, or yes real estate (which is a risk, even for those wealthy people).