> Transfer $X on date Y for Z bill, repeat for both partners x each bill. Good grief! This takes me approximately 10 minutes a month to total up and send over

> Transfer $X on date Y for Z bill, repeat for both partners x each bill. Good grief! This takes me approximately 10 minutes a month to total up and send over as a Zelle request. Hardly arduous. > How do vacations and other shared things get paid for? Equally? proportionally? I could see a fight happening in each of those systems. Sure, if you haven't discussed ahead of time what your strategy is going to be and people are blindsided. If you have (in our case - general vacations are shared, vacations to go see one of our family are covered by that person), then not necessarily, no. > What if one spouse decides to stop working? You pretty much have to switch to a single, joint account at that point, right? My partner's been out of work for a few months now, and...no, we haven't. EDIT: wait, hang on, I'm even more confused now, because: > I can buy a Porsche for myself because my salary is large, but my partner has to make do with a bicycle because she works at a non-profit? Surely that's _more_ stressful if you have a shared account? With separate accounts, you just do your thing - it's your money, you do with it what you will. If your money's in a shared account, you either have to suppress your desires (not a healthy thing to do in life, especially in a relationship), or have the conversation about how _I_ want to spend _our_ money.