Probably my favorite line in P.G. Wodehouse is "The saddest words of tongue or pen are not 'It might have been', they are 'joint checking account'." In practic

Probably my favorite line in P.G. Wodehouse is "The saddest words of tongue or pen are not 'It might have been', they are 'joint checking account'." In practice, it is not that tragic. Joint finances do mean that surprise birthday or Christmas presents must be paid for in cash, or if that is not possible I have to have my son make the purchase and then reimburse him.