We do as the above and I think it is the only thing that makes sense for us. The problem we have is too much is not enough for some. They don't need to spend th

We do as the above and I think it is the only thing that makes sense for us. The problem we have is too much is not enough for some. They don't need to spend they need to horde. It causes problems and I think it is actually some other need that is poorly expressed. Never underestimate the ability to have problems in relationships.