I disagree about influencing the risk reward calculation because the punishment is supposed to be a deterrent. If it's just a fine then the money is like fee t

I disagree about influencing the risk reward calculation because the punishment is supposed to be a deterrent. If it's just a fine then the money is like fee to do something and remember that it's not always caught. Imagine if the punishment for murder was $1 million dollars and only if I'm caught.