Most people here are missing, what is in my opinion, the most probable reason: It doesn't affect their bottom line. If this was affecting guest checkout, it'll

Most people here are missing, what is in my opinion, the most probable reason: It doesn't affect their bottom line. If this was affecting guest checkout, it'll be resolved within hours with execs being all over it. But this affects outbound payments, same as if it was affecting refunds. There is no legal requirements here (with penalties) and hosts are hostage to the system. The alternatives are not much better (if not worse) due to the enshittification of the whole IT sector. Welcome to Web 4.0. I guess we'll be missing Web 3.0.