We have the same here in Luxembourg (name is Payconiq). It starts being accepted a bit everywhere. We scan the QR code with our banking app and it sends the mon

We have the same here in Luxembourg (name is Payconiq). It starts being accepted a bit everywhere. We scan the QR code with our banking app and it sends the money instantly. Some providers (telcos, electricity, etc.) started putting QR code on their invoice. Very convenient. Otherwise we pay nearly everything by bank transfer.