You raise a good point; I wasn't familiar with that 80/20 ACA rule. I'm not sure I could put my fingers on the one-page annual notice I received but it said som

You raise a good point; I wasn't familiar with that 80/20 ACA rule. I'm not sure I could put my fingers on the one-page annual notice I received but it said something like the healthcare benefits paid out for the prior year were 1.6 million which seemed awfully low compared to the number of employees and the costs of premium per employee. I won't repeat my claim without better evidence next time; feel free to discount it.