Frankly I don't like the website getting to determine how I practice my own personal security: that's just the path of corporate lock-in, and it also has exactl

Frankly I don't like the website getting to determine how I practice my own personal security: that's just the path of corporate lock-in, and it also has exactly one outcome - everyone will select either "maximum" because "that's secure" or "minimum" because "user experience". It's the worst of both worlds (i.e. the insufferable thing banks do where they try to force you to type in your password with the mouse).