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In the US, your debit card and credit card are protected by the same dispute rules under Regulation E.
by oasisbob 3y ago
In the US, your debit card and credit card are protected by the same dispute rules under Regulation E.
- synetic 3y agoMy guiding principle is that it’s best to not let someone take money out of your bank account since putting it back in is a hassle. What happens in this scenario: You use a debit card to purchase something from eBay and what you got isn’t what was promised. eBay sides with the seller. What recourse do you have? With a credit card, in the worst case scenario, I just don’t pay the credit card company. I don’t care about credit ratings and credit card companies won’t sue me for the money. They’ll just ding my credit rating.