Maybe you know but just wanted to add even with the 25 year amortization period the interest rate only stays fixed for 5 years (for most people). The people on

Maybe you know but just wanted to add even with the 25 year amortization period the interest rate only stays fixed for 5 years (for most people). The people on variable vs fixed change over time but I think on average it is around 70% 5 year fixed, 30% variable rate