I somewhat disagree. It doesn't give you resources, but it does give you a degree of freedom in your thinking and problem-solving. There is also the fact that

I somewhat disagree. It doesn't give you resources, but it does give you a degree of freedom in your thinking and problem-solving. There is also the fact that many things you could be fined for aren't worth it if you're small enough not to be a threat. Most of those threats come from other companies holding you to the flame, not from public institutions. Follow the rules enforced by public institutions, but take risks when it's not worth it for private institutions to complain. That said, if you don't have money for multiple years of expenses, it doesn't help you much directly.