Life insurance companies already factor risk from family history without using a genetic database https://havenlife.com/blog/family-medical-history-life-insura

Life insurance companies already factor risk from family history without using a genetic database https://havenlife.com/blog/family-medical-history-life-insurance/ https://havenlife.com/blog/family-medical-history-life-insur... They also take into account smoking. Playing devil's advocate if a car insurance company can charge you a higher premium because you are male why shouldn't a life insurance company use your genetic code?